Tag Archive for: Banking

​In an era of economic uncertainty and evolving regulations, European banks are intensifying cost-cutting measures to maintain profitability. Gerd-Jan van Wiggen examines strategies like digital transformation and operational consolidation, highlighting the delicate balance between efficiency and customer experience.

How the next financial crisis may unfold in Europe? The current state of the world is uncertain given Donald Trump’s trade war and his decision to withdraw military aid to Ukraine.

What CRR3 entails regarding residential mortgages? Dutch mortgages have long been an attractive asset class due to their stable and predictable income streams.

EU Banking Package 2021’(CRR3/CRD6): After almost two years of review, amendments and negotiations among the EU co-legislators, CRR3 and CRD6 were finally adopted and published in the Official Journal of the EU on 19 June 2024. In our white paper, we share insights on key real estate exposure topics, with a deep dive into residential real estate requirements according to this regulation.

ECB Banking Supervision has recently published its strategic planning and supervisory priorities for the period 2025-2027. Learn about the key areas of focus and its work programmes.

The recently adopted EU Banking Package 2021, including CRR3 and CRD6, marks a significant shift in regulatory requirements for supervisory reporting and Pillar 3 disclosures. As the implementation date approaches, it is essential for financial institutions to stay ahead of the curve.

Biodiversity is becoming an increasing point of discussion in financial organizations. The signal to get started is becoming increasingly clear. But what does the supervisor think, and what can you pay attention to as a bank?

The recently adopted EU Banking Package 2021, including CRR3 and CRD6, marks a significant shift in regulatory requirements for supervisory reporting and Pillar 3 disclosures. As the implementation date approaches, it is essential for financial institutions to stay ahead of the curve.

The EBA has published its roadmap for implementing the EU banking package (CRR3/CRD6), which encompasses around 140 regulatory products related to credit risk, operational risk, market risk, supervisory reporting, and Pillar 3 disclosure, among others. Learn more about the changes.

The end of the recent period of interest rate volatility begs the question: are Solvency II shocks still adequate?